Checking Accounts
Everyone has them: checking accounts are a fact of daily life. Every bank offers them and we’d like to set ours apart.
How do we do that?
First, by offering the most flexible and responsive checking accounts we could invent. And second, by letting the caliber of service we offer speak to our commitment to customers.
LPSB offers a range of accounts that suit every lifestyle. Our checking accounts are simple to open and simple to use. Whatever your requirements, we have an account for you.
Click
Here to Reorder your checks online
All our personal checking accounts include:
- Free Online Banking
- Classic Bill Pay
- Access to a Visa Debit Card
- 50 free checks at account opening
- Free Lincoln Line access for telephone transfers/balance/account activity
- Imaged copies of checks with statements
- Unlimited check writing
- Overdraft Protection line of credit with credit approval
- Overdraft Sweep drawn from your Savings Account
Choose from six checking account options find the one that best suits you:
- Freedom Checking: Simplicity, value, economy.
- Advantage Checking: Value and interest.
- Prestige Checking: Traditional checking, higher interest.
- Premium Checking: Higher minimum, highest interest.
- Elite 50 Member Checking: Privileges for those 50+, convenience, and club membership.
- Student Checking: Start learning how to use a checking account while you’re young
Minimum to Open |
Minimum Daily Balance (to avoid fee) |
Monthly Fee (If below minimum balance) |
|
| Freedom Checking | $100 |
0 |
0 |
Advantage Checking |
$500 |
$500 |
$5 |
Prestige Checking |
$1500 |
$1500 |
$8 |
Premium Checking |
$2500 |
$2500 |
$10 |
Elite 50* Checking |
$100 |
Combined $1000, all accts |
$10 |
Student** Checking |
$50 |
$250 |
$10 |
* Entrance into Elite 50 Club with this account. First box of 50 Elite 50 checks
free at account open. No fee for traveler’s checks.
** Student eligibility validated at account opening. This account is linked to a
parent’s account which must maintain the daily minimum.
Overdraft Protection
Lincoln Park Savings Bank checking accounts all have the option of Overdraft Protection (ODP). With ODP, whenever your account reaches a zero balance, we automatically transfer funds in increments of $50 into your account up to your approved credit limit. No returned checks; it’s that easy.
Visit or call any Lincoln Park Savings Bank location to apply for the ODP line of credit today and begin to put this protection to work for you.
To learn more or to open an account today, please click here.
